Archive for June, 2009
Forensic Loan Audit Webinar
The buzz is in the air about forensic loan audits. What is a forensic loan audit?
Wednesday June 24, 2009
12:00 pm – 1:00 pm (PST)
***Register For Webinar***
Space is Limited so register TODAY! (50 attendees as of 6/22/09 and 75 now!)
We plan to have these webinars every week so stay tuned for more…
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Forensic Loan Audit
This service is very specialized and imperative in identifying if a borrower is a victim of predatory lending. There is a review of all loan documents and a thorough investigation for miscalculations to determine if the loan terms are accurate, truthful, and met the requirements of the applicable federal statutes.
The #1 goal is to determine whether there were violations of federal law. If these violations are found, then the borrower may be eligible for complete relief of the predatory loan. This is know as a loan rescission.
This means the lender takes back the “predatory loan” and awards or credits back to the borrower all interest made on payments thus far, loan origination fees, all applicable lenders fees, penalties and attorney’s fees.
This can be done by means of a loan modification or a new affordable loan. This allows the borrower to get a new loan with a smaller principal, meaning that the mortgage can be affordable and non-predatory.
We have had many mortgage and real estate investing professionals join our team in helping homeowners with this program. The forensic loan audit webinar information is below:
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Wednesday June 24, 2009
12:00 pm – 1:00 pm (PST)
***Register For Webinar***
Space is Limited so register TODAY! (50 attendees as of 6/22/09 and 75 now!)
We plan to have these webinars every week so stay tuned for more…
Naomi Trower
Real Estate Broker
“Creating Financially Secure Families”
@NaomiTrower
Are You a Chicken or a Pig In Your Business?
What does a chicken or a pig represent in your business, you ask? Kylon explains the difference between a chicken and a pig in terms of business. Now, we don’t advocate being money hungry pigs to our clients. We believe in helping our clients and not gouging them with overpriced services. We have been only calling “all pigs” in terms of those that are truly hardworking to help others. Are you just involved or truly committed in your business?
CALLING ALL PIGS!
Naomi Trower
Real Estate Broker
“Creating Financially Secure Families”
Calling All Pigs
How To Use Twitter To Find A Job
It is hard to believe that many more people will lose their jobs this year, when 70,000 lost them on Bloody Monday earlier this year. How can the rest of this year continue to look so bleak after a day like that? I also promised a close friend of mine that has been out of work for several months that I would write an article on creative ways to find work using the social networking site Twitter.
Here are some Twitter Tips for your job search:
1. Use your real name on Twitter (@NaomiTrower) or start another account with your real name if you want to separate your accounts
2. Use keywords for your particular job interest in your bio
3. Link your resume to your Twitter profile
4. Follow employers that interest you
5. Use Twitter Search and Twellow (Twitter Yellow Pages) to search recruiters & people in your field
6. Search for words like #recruiters, #employment, #jobshiring
7. Be careful what you tweet but be sure to tweet “Looking for opportunity in Real Estate Development and open to relocation” as an example
8. Use TweetBeep to get email alerts with job opportunities
I hope this list is helpful to you and feel free to pass this on to anyone that you know that can benefit from these tips. Can you think of any other tips that I might have left out? Be sure to comment below. Have a Twitterful Day! 
Naomi Trower
Internet Entrepreneur
“Teaching Others Social Media”
@NaomiTrower
Foreclosure Filing Every 13 Seconds…
A foreclosure filing every 13 seconds is an astounding statistic! I just read an article in Real Estate News with these outrageous numbers. There have been 1 million new foreclosure filings across the country – all since January 2009. By the end of 2012, we are looking at a total of 9 million more foreclosure filings.
But the rest of us also pay a price, with every foreclosed home dragging down the value of the other homes in the neighborhood. Over the next three years, that means nearly $2 trillion in property values that will simply vanish, hitting tens of millions of homeowners in the wallet.
If you feel a need to help these millions of homeowners, we have partnered with Certified Financial Protection Group and are seeing incredible results for our clients. We have options for those that would like to join our loan modification team as well as for those that need a loan modification.
Dave Hershman, a national loan officer trainer, is also partnered with Certified Financial Protection Group. We recently had Dan Pinto, another huge mortgage trainer, join our loan modification team. Our next goal is to meet with President Obama and share our plan. Here are some of their client testimonials:
It is possible to halt the foreclosure sale of your property, even on the date of the sale. Through agressive negotiations and the proper presentation of a Homeowners’ hardship and financial situation, a foreclosure sale can be stopped. Lenders are willing to come to a resolution for a Homeowner even at the “11th hour” as long as the circumstances and factors for a workout solution make sense.
It seems like lenders are anxious to take possesion of a property, but that is actually quite far from the truth. It is an incredibly costly burden for a lender to take possession of a property and add it to their inventory of REO (Real Estate Owned) properties.
Be sure to learn more about our loan modification team and program to help you in your time of need.
Naomi Trower
Real Estate Broker
“Creating Financially Secure Families”
@NaomiTrower
