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Archive for July, 2009

How to Have Fun in Business

By · July 31, 2009 · Filed in How to Have Fun In Business · No Comments »

“How To” Articles are very popular these days. I thought I would add how to have fun and still stay engaged with your business. We haven’t written a post here in 3 weeks! Wow, now that is a record for us! We’ve been having too much fun with summer family mini trips around Southern California. I thought I would have some fun and post our travels and pictures over the past few weeks.

The fun started with the Barnum & Bailey Circus at the Staple Center. That was an incredible show! I wasn’t expecting much but we sure were entertained. It’s amazing how they can get the elephants and tigers and bears – Oh my! – to obey their commands!

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The next stop was at a water park Six Flags Hurricane Harbor. The weather has been between 106 and 108 degrees in our neighborhood so this was a welcomed trip. We met up with great friends and had a blast.

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The next stop was another place to stay cool, the movies. There weren’t too many movie options for the kids. We weren’t too excited to see Ice Age 3 as we aren’t big fans of Ice Age but we were pleasantly surprised and enjoyed the movie.

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The fun didn’t stop there as we went bowling the next day for a family birthday party. We love to bowl and as a family growing up we were on bowling leagues. My biggest trophies as a child were from bowling. It was really neat to see my 7 year old son have a great natural bowling style. It runs in the blood!

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The next stop was the best place on earth…. Disneyland!! It was my 4 year old daughter’s first time there. She had to go to Princess land or mommy and daddy would end up in big trouble. It was so fun and the neat thing about it was that I was able to share my day with my Facebook friends the whole day from my Blackberry. It was neat to pass the time in line by adding Facebook status updates.  The fireworks were incredible and we can’t wait to go back because there were 5 areas of the park that we didn’t get a chance to go to yet.

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Here are some funnies from the pictures above…Why does my husband love that “I gotcha” pose??? As you can tell, my daughter LOVES that outfit and wants to wear it all the time. I need to get her into modeling so she can pay for the water bill due to constantly washing the same outfit over and over again! LOL

Our motto is work hard and play hard! Take some time to focus on your family and create fun memories..Have fun!

naomi
Naomi Trower
Real Estate Broker
“Creating Financially Secure Families”
@NaomiTrower

Forensic Loan Audit Business Opportunity Webinar

By · July 8, 2009 · Filed in Uncategorized · No Comments »

The buzz is in the air about forensic loan audits. What is a forensic loan audit?

forensicloanaudit

Forensic Loan Audit Webinar

Wednesday July 8th, 2009

12:00 pm – 1:00 pm (PST)

***Register For Webinar***

Space is Limited so register NOW! Recently we have seen incredible interest and growth with 106 and 108 new registrants for the past 2 weeks.

We plan to have these webinars every week so stay tuned for more…

SAMPLE FORENSIC LOAN AUDIT

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Forensic Loan Audit

This service is very specialized and imperative in identifying if a borrower is a victim of predatory lending. There is a review of all loan documents and a thorough investigation for miscalculations to determine if the loan terms are accurate, truthful, and met the requirements of the applicable federal statutes.

The #1 goal is to determine whether there were violations of federal law. If these violations are found, then the borrower may be eligible for complete relief of the predatory loan. This is know as a loan rescission.

This means the lender takes back the “predatory loan” and awards or credits back to the borrower all interest made on payments thus far, loan origination fees, all applicable lenders fees, penalties and attorney’s fees.

This can be done by means of a loan modification or a new affordable loan. This allows the borrower to get a new loan with a smaller principal, meaning that the mortgage can be affordable and non-predatory.

We have had many mortgage and real estate investing professionals join our team in helping homeowners with this program. The forensic loan audit webinar information is below:
__________________________________________________________________________________

Forensic Loan Audit Webinar

Wednesday July 8th, 2009

12:00 pm – 1:00 pm (PST)

***Register For Webinar***

Space is Limited so register NOW! Recently we have seen incredible interest and growth with 106 and 108 new registrants for the past 2 weeks.

We plan to have these webinars every week so stay tuned for more…

SAMPLE FORENSIC LOAN AUDIT

naomi
Naomi Trower
Real Estate Broker
“Creating Financially Secure Families”
@NaomiTrower

What is a Forensic Loan Audit?

By · July 7, 2009 · Filed in Uncategorized · 3 Comments »

A forensic loan audit is a service that is very specialized and imperative in identifying if a borrower is a victim of predatory lending. There is a review of all loan documents and a thorough investigation for miscalculations to determine if the loan terms are accurate, truthful, and met the requirements of the applicable federal statutes.

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The #1 goal is to determine whether there were violations of federal law. If these violations are found, then the borrower may be eligible for complete relief of the predatory loan. This is known as a loan rescission.

This means the lender takes back the “predatory loan” and awards or credits back to the borrower all interest made on payments thus far, loan origination fees, all applicable lenders fees, penalties and attorney’s fees.

This can be done by means of a loan modification or a new affordable loan. This allows the borrower to get a new loan with a smaller principal, meaning that the mortgage can be affordable and non-predatory.

Kylon Trower
“Creating Financially Secure Families”

Real Estate and Social Media Marketing

“Real estate is an inherently social enterprise — agent-client relationships stemming from real estate deals can mature as personal friendships, and personal friendships can become business relationships.

As a real estate and mortgage professional, the more people you know, the more prospective buyers and sellers you know.

Online social media can bring friends closer and make it easier for people to get to know strangers, too.

And perhaps that is why so many real estate and loan agents have launched blogs and set up profiles and made connections in online communities such as Facebook, LinkedIn, Twitter and YouTube, among others.”

I ran across this article from Inman News last week.  I thought I would answer the question in regards to our stories and how we have incorporated social media into our business strategy.

from Hubspot

from Hubspot

* What works and what doesn’t work?

What works: Providing valuable content and interesting articles really draws more people into your business hemisphere.

What doesn’t work: Appearing too spammy. There is a difference in sharing what you are involved with business wise and just plain spam.

* Is the amount of time you spend at social media sites paying off in new clients and closed transactions?

We have a very busy office with limited time. We have definitely seen great results with small amounts of time spent daily on social networks such as 108 registrants to our webinars with Facebook events and Twitter tweets. These are turning into solid new business partners.

* Is social media more useful as an agent-to-agent tool than as an agent-to-consumer tool?

We have seen success both ways as we tend to keep our clients in our social networks that refer business to us as well. However, as of late we have seen an incredible increase in our agent-to-agent business.

* What is the future of social media and the real estate industry’s participation in social media?

Social media marketing is definitely the wave of the future. Facebook users grew to 200 million early this year and Twitter is growing exponentially every day. Real estate and mortgage professionals will need to have some form of presence and learn the best strategies to be successful on these networks. Let us know what efforts you have made in your social marketing plan.

naomi
Naomi Trower
Real Estate Broker
“Teaching Others Social Media”
@NaomiTrower