If you are looking for a way to lower your monthly payments for your commercial investment and prevent it from entering into foreclosure, you need a loan modification program that is not only reliable and guarantees success, but actually specializes in working with commercial real estate loans.

There are many loan modification companies out there, although most of them service residential loans. Others will try to service your commercial real estate loan but will not guarantee that they can help you.

Commercial Relief is a law based commercial loan modification company that has helped thousands of commercial property owners, like yourself, get lower payments on their loans. In some cases, we can lower your interest rate down to 4%!

Needless to say, this will save you quite a bit of money each month. For most people, this makes the difference between keeping their property or selling it for less than it is worth.

At Commercial Relief, we stand behind our promise to help commercial property owners. We have a 97% success rate when it comes to lowering loan payments for our customers. We also offer a 100% money back guarantee minus minimum processing fee of $2,250 or 1/8% whichever is greater if, for some reason, we are unable to help you.

As we are a law-based company that specializes in commercial loan modifications, we understand what it takes to get through to a lender and get them to help you. We succeed where others fail.

It is not only residential property that is at a standstill when it comes to property sales. Commercial property sales all over the United States have also declined. Many people are stuck holding onto commercial real estate investments, in some case owing millions of dollars and losing thousands a month.

By entering into a safe commercial loan modification program, a property owner can hold onto their property until such a time when the property again gains in value or is sold. This can prevent a foreclosure and possible judgment against the owner.

Trying to deal with the bank yourself is a waste of time. Most of the time, you will end up spending weeks talking to someone who has nothing to do with the decision making process when it comes to lowering your rate. Banks are very reluctant to lower rates for customers, especially in today’s market.

Many banks will even string you along until they can proceed with foreclosure. Trying to negotiate your own deal may not only waste your time, but can also end up costing you your property. Banks that offer an individual customer a lower rate are not offering you the best rate that they can give you.

At Commercial Relief, we are familiar with all of the commercial lenders in the industry. We have years of experience in dealing with commercial loan modifications and have helped thousands of people retain their property by lowering their monthly payments. At Commercial Relief, we are willing to go above and beyond for you, getting you the best rate possible for your situation.

Right now, Commercial Relief is offering a special discount to those who need help. The normal cost for a commercial loan modification is usually made up in the first few months. But because we believe in our service and want commercial property owners to hold onto their assets, we are offering a discounted rate.

This creates a substantial savings for the commercial property owner who uses our services. For example, if the property is worth $3 million dollars, a half point discount will save you $15,000! The return on investment from Commercial Relief is better than anything else you can get in this industry.

On top of that, we work fast to get you results. No waiting around for months to get an answer. We are usually able to help our clients get a lower interest rate on their property within two months. This is because of our vast experience with the system, legal knowledge and contacts at the lending banks.

The time to act is now. You do not have to lose your commercial real estate or end up giving it away for less than it is worth. To find out more about our services and what we can do to help you, be sure to visit our Commercial Relief page. We will send you more details on our guarantees and how we can stop you from losing your commercial property. Remember – we will lower your interest rate for you or your money back!

Kylon Trower
“Creating Financially Secure Properties”
Premier Equity Group, Inc.

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DISCOVER A SIMPLE WAY TO EARN FIVE FIGURES PER MONTH RESIDUAL INCOME BY GIVING HOMEOWNERS WHAT THEY REALLY NEED!

You’ll discover a quick and simple way to earn $5000 – $15,000 in the next 30 days by mining your existing database and using our proven sales strategies that will have homeowners lining up to give you their loan modification business.

“I enrolled my first three clients and earned over $5,000 in less than 30 days. I’m really glad I got started with CFPG when I did!”

– M. Morales -
Senior Loan Officer

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“I have been receiving override checks on my teams production for the last few months and I only signed up one broker account. The residual income has been a great benefit to me and my family as I have since joined the full time ministry. This opportunity couldn’t have come along at a better time!”

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Mortgage Broker

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“After generating over 700 broker leads in less than two months I knew that the CFPG business model was positioned for explosive growth. I’m really excited to be on board and look forward to a very bright future with this company.”

– S. Spencer -
Realtor/ Property Manager

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Don’t miss this powerful presentation that will change your entire perspective on the loss mitigation industry and position you for long term success in the industry in just a few short weeks.

P.S. Send this invitation to all of the heavy hitters in your database and let them know it’s time to start earning 20K+ per month again and let me do the rest!

P.S.S . Get first movers advantage by having them put your name down as the person that referred them to this event. You’ll be kicking yourself if they get referred by someone else…AND THEY WIILL!

YOUR SUCCESS STORY IS NEXT, JOIN OUR NEXT WEBINAR TODAY!

Kylon Trower
“Creating Financially Secure Families”

Client Testimonials I

Client Testimonials II

661-298-2104

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A forensic loan audit is a service that is very specialized and imperative in identifying if a borrower is a victim of predatory lending. There is a review of all loan documents and a thorough investigation for miscalculations to determine if the loan terms are accurate, truthful, and met the requirements of the applicable federal statutes.

The #1 goal is to determine whether there were violations of federal law. If these violations are found, then the borrower may be eligible for complete relief of the predatory loan. This is known as a loan rescission.

This means the lender takes back the “predatory loan” and awards or credits back to the borrower all interest made on payments thus far, loan origination fees, all applicable lenders fees, penalties and attorney’s fees.

This can be done by means of a loan modification or a new affordable loan. This allows the borrower to get a new loan with a smaller principal, meaning that the mortgage can be affordable and non-predatory.

Kylon Trower
“Creating Financially Secure Families”

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Loan Modification Testimonials I

Loan Modification Testimonials II

This is part II in the video series that answers the most pressing concerns for loan modification clients. This serves as a way to train our ever expanding loan modification team as well as a way to educate our future clients.  If you didn’t get a chance to hear loan modification video part I on how to overcome client objections for your loan modification, it’s not too late.

I did want to take some time to say a special Happy Birthday to my beautiful wife, Naomi Trower! Today is her birthday so make sure to send her a message on Facebook and/or Twitter and the comments below to encourage her!

Happy Birthday Graphic Comments

Kylon Trower
“Creating Financially Secure Families”
CEO Premier Homesavers Group
661-298-2104

Free Homeowner Report

Start Your Loan Audit NOW!

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I have provided this video for my rapidly growing loan modification team. We currently have 30 loan modification agents on our team and everyone is so excited by the overwhelming response from our clients. This video helps to provide our team with common answers to the most commonly asked questions from our clients in regards to loan modification.

I thought it would be great to provide this video here as well for those that have questions regarding loan modifications. This is also a great resource for those in the business that have clients with these same objections. This will help you to close your deals as well.  Be sure to check in tomorrow for Part II to Handling Objections to Loan Modifications.

Kylon Trower
“Creating Financially Secure Families”
CEO Premier Homesavers Group
661-298-2104

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Wouldn’t you love to be a recipient for a free loan modification for your mortgage? Loan modification costs range from $2,500 to $6,000! I would say that this is a phenomenal savings. We have partnered with a non-profit organization that will choose 10 families here in California for us to work on their loan modifications. The great thing is that a family doesn’t even have to be behind in their payments to qualify for a loan modification.

We have had such a high success rate that we want to get the word out to the masses. The non-profit organization is offering us a large amount of their marketing budget to promote our services. I would say this is a great joint venture opportunity. We will be having a huge press release event next week that will kick off the event and choose the 10 lucky families. Stay tuned as we will report back the media exposure for our business and of course the results for the 10 lucky families.

Click the image below to find more about this loan modification program:

Kylon Trower
“Creating Financially Secure Families”
CEO Premier Homesavers Group
661-298-2104

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When people look for a mortgage they rely on professional advice and the aid of a mortgage broker or lender. The loan process is complicated and most everyone places their trust in the professional that is guiding them through the process.

Unfortunately, many of these professionals placed thousands and thousands of borrowers in loans that they could not afford or in just down right exotic mortgages, that now have become extinct.

Predatory lending is a buzz word that is floating around a lot right now and for good reason. There are thousands and quite possibly maybe a million plus people that have mortgages where the Truth in Lending Act was violated, thus falling under the predatory lending statue. Many can stop foreclosure if they only knew what to look for and how to defend themselves.

Loan Document Audit

This service is a very specialized and imperative in identifying if a borrower is a victim of predatory lending. We review all loan documents and perform a thorough investigation for miscalculations and to determine if the loan terms are accurate, truthful, and met the requirements of the applicable federal statutes.

Our #1 goal is to determine whether there were violations of federal law. If these violations are found, then the borrower may be eligible for complete relief of the predatory loan. This is know as a loan rescission. Meaning the lender takes back the “predatory loan” and awards or credits back to the borrower all interest made on payments thus far, loan origination fees, all applicable lenders fees, penalties and attorney’s fees.

This can be done by means of a loan modification or a new affordable loan. This allows the borrower to get a new loan with a smaller principle, meaning that the mortgage can be affordable and non-predatory.

Forensic Loan Document Audit

* Complete client interview and all applicable parties
* Complete loan document and disclosure audit by 30 year underwriting and fraud and compliance mortgage professional
* Truth in Lending Act (TILA) and Real Estate Settlement & Procedures Act (RESPA)
* Reverse engineering of your loan terms and Annual Percentage Rate (APR) for possible TILA violations
* Complete 10 page report with violations and findings

Constructive Fraud

Material facts include the terms of the loan, whether there is a prepayment penalty, or any other information which a reasonable borrower would want to know before accepting the loan. Did the broker or loan officer or anyone working for the broker or loan officer fail to disclose any material facts to the borrower?

Fraud and Negligent Misrepresentation

Were any representations, statements, or comments, written or oral made by the loan officer, broker, notary or anyone else which contradicted the terms of the documents?

Negligent Misrepresentation

When a mortgage professional makes errors which a reasonably diligent mortgage professional would not have made, he or she may have made a negligent misrepresentation.
Breach of Contract

The note and its attachments are a contract. The broker must follow all the terms of the contract such as the way the interest is calculated, and the penalties it assesses. Were there any terms in the contract which the lender failed to follow?

Loan Audit Report

* Results report of all factual findings of the forensic audit
* Any and all applicable federal law violations
* The real terms of your loan
* Outline of hidden fees and/or commission earned by your broker or lender
* A complete assessment so you can pursue possible legal claims against your broker and/or lender

Click here for details about our forensic loan audit and modification solution.

Click here to review a sample of a complete forensic loan audit report.

Click here to review the forensic loan audit and loan modification agreement.

Here are some various loan options available for you:

Feel free to call and discuss the best option for you.

Kylon Trower
“Creating Financially Secure Families”
CEO Premier Homesavers Group
661-298-2104

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Is this really possible? Have you ever considered how the top elite real estate investors do not ever seem to be in foreclosure? Or that in certain high profile cities like Palos Verdes, CA and Beverly Hills, CA there are low foreclosure rates? Why is it mainly the middle class that are suffering the most? There are many options that are available but aren’t readily accessible to the common public. There are several options that are only available and are known in elite circles. Freezing your mortgage is one of these options.

Let us disclose a sample of the secret, the top elite have been freezing their mortgage payments for years and using that income to invest in real estate at great depression prices. We are currently in negotiations with attorneys which have been doing this process for the last 20 years.  They guarantee and legally FREEZE the payment of any mortgage residential or commercial for 3-10 years. We are thoroughly investigating this as a practice and the team of attorneys as a company. Here is what we’ve found so far:

We have found another company that is successfully using this team of attorneys and has closed 88 of 89 homes into a freeze state in the past 4 months. The reason the one home didn’t close was because the homeowner cancelled at the last minute due to doubt while his neighbor jumped for joy when their home was approved.

The 3, 5, 10 Year Mortgage Freeze Program enables clients to completely freeze their mortgage on their Residential or Commercial property due to 44 non-disclosures that lenders are not disclosing (very similar to the Fair Credit Reporting Act). With the right legal documents and assistance your mortgage can be frozen and it is 100% legal. All you have to pay is your monthly homeowners insurance (in case of any natural disaster like flood, fire, etc..) and your annual property tax as that is the governments money and has nothing to due with your lender.

At the end of your term you will have (3) options,

1st option is to go right back into your old loan with nothing added.
2nd option is to sell the property at the end of the freeze term
3rd option is to pay off the property at a negotiated price (if you have the ability to not pay a mortgage for 3-10 years you should be able to stash your cash!).

Just imagine the possibilities this could provide for the budding real estate investor! We have a friend that recently bought beach property here in California for $347,000 in this down market. She put this new property through the Freeze Your Mortgage program and now has a freeze on her mortgage for 10 years! She can have positive rental cash flow until the market adjusts and cash in at a later date.

This is also an incredible opportunity for those that are near foreclosure as well. This will allow them time to rebuild financially due to a layoff, job market decline or whatever the case may be. We will be back to report our findings here at Passive Cash Mentors as we don’t believe or promote anything that is illegal or causes harm to our clients.

By the way, this is NOT an April Fool’s Joke!

Kylon Trower
661-298-2104
CEO Premier Equity Group, Inc.

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Most people aren’t aware of the fact that the mortgage lender will be unable to foreclose on your home, if one of the people holding the mortgage is on active service in the military. That’s right! No matter how far behind you are on your mortgage payments, no lender is legally permitted to foreclose or make a seizure on the property of an active military service person until a period of 90 days after they have returned to civilian life. This position is guaranteed by national mandates which have been instituted by Congress.

In addition to this foreclosure moratorium, those who obtain a mortgage prior to enlistment or the call to active duty may also qualify for a reduction in their interest rates that can help to lower their mortgage payments while they are away.

People who are in the military often find it hard to make their mortgage payments as long as they are still receiving the government salary for active duty personnel. That’s what the Service member’s Civil Relief Act (SCRA) was designed to help. It allows active duty personnel the opportunity to have their monthly payments reduced by as much as 6%. Depending on the current interest rate level this may turn out to have a huge impact on their monthly payments. The sum of money which is saved from such a reduction does not need to be repaid.

In order to qualify for such a reduction, your lender should be notified as soon as you have gotten your orders.

You’ll need to have the following in order to apply:

A Copy of your military orders
Duty notice
FHA case number
Evidence that your mortgage debt was procured before your enlistment/active duty status
Your activation date
Also along with the interest rate reduction, certain military homes may also be eligible for a reduction in their monthly payments and/ or a complete stay in payments for a certain period of time. Such conditions are not governed by law but are usually considered in cases where military personal face severe financial hardship while serving their country overseas.

The most essential thing is that you should inform your lender as soon as it becomes clear that you will not be able to make the regular monthly payments and inform them of the necessary reasons why. It may take some bargaining but in the end most will agree to reduce the payment terms when the military person in your family is on active duty. It makes sense; the law doesn’t allow the lender to foreclose until the military person returns home, so why can some form of payment be negotiated?

Either way, there is no need for anyone on active military service to bother about losing their home when they are away. The law is the law; it is illegal to repossess the home of active duty military personnel until a period of 30-60 days after they have resumed normal civilian life, regardless of how far back they are on their payments. It doesn’t give a lot of time to make the necessary arrangements on your return home but it is a safety net for those you leave behind.

Kylon Trower
CEO Premier Equity Group, Inc.

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With thousands of families facing foreclosure in California it is important for you to know exactly how to respond in the event you face a difficult financial crisis and are forced to make decision to save your home. Below are a some solid guidelines to follow if you are facing a California foreclosure.

1. Don’t ignore the problem. The further behind you get on your mortgage, the harder it will be to reinstate your loan and the harder it will be to save your home from foreclosure in California. Now is not the time to bury your hand in the sand.

2. Contact your lender as soon as you realize that you have a problem. You must understand that the banks don’t want your house as California foreclosures are at record highs.. They may have some viable options to assist you in getting through these difficult financial times.

3. Open and respond to all mail from your lender if you intend to save your home. The first notices you receive will offer good information about California foreclosure prevention options that can help you weather financial problems. Later mail may include important notice of pending legal action. Your failure to open the mail will not be an excuse in foreclosure court.

4. Knowing your mortgage rights will help you save your home. Find your loan documents and read them so you know what your lender may do if you can’t make your payments. Learn about the laws regarding foreclosure in California and the time frames in your state (as every state is different) by contacting the State Government Housing Office.

5. Understand the California foreclosure prevention options. Valuable information about California foreclosure prevention (also called loss mitigation) options can be found on the internet at www.fha.gov/foreclosure.

6. Prioritize your spending. After health care, taking action to save your home should be your first priority. Review your finances and see where you can cut spending in order to make your mortgage payment. Look for optional expenses-cable TV, memberships, entertainment-that you can eliminate.

7. Use your assets. Do you have assets — a second car, jewelry, a whole life insurance policy — that you can sell for cash to help reinstate your loan? Can anyone in your household get an extra job to bring in additional income? Even if these efforts don’t significantly increase your available cash or your income, they demonstrate to your lender that you are willing to make sacrifices to save your home.

8. Don’t lose your house to California foreclosure recovery scams! If any firm claims they can save your home and stop a California foreclosure immediately if you sign a document appointing them to act on your behalf, you may well be signing over the title to your property and becoming a renter in your own home! Never sign a legal document without reading and understanding all the terms and getting professional advice from an attorney, a trusted California foreclosure professional, or real estate attorney.

Take the above advice into account and use common sense when making decisions about preventing a California foreclosure and attempting to save your home.

Kylon Trower
CEO Premier Equity Group, Inc.

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