Archive for Loan Modification

Legitimate Loan Modification Opportunity

By Kylon Trower · August 13, 2009 · Filed in Loan Modification · View Comments
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DISCOVER A SIMPLE WAY TO EARN FIVE FIGURES PER MONTH RESIDUAL INCOME BY GIVING HOMEOWNERS WHAT THEY REALLY NEED!

You’ll discover a quick and simple way to earn $5000 – $15,000 in the next 30 days by mining your existing database and using our proven sales strategies that will have homeowners lining up to give you their loan modification business.

“I enrolled my first three clients and earned over $5,000 in less than 30 days. I’m really glad I got started with CFPG when I did!”

– M. Morales -
Senior Loan Officer

Click Here to Secure Your Seat and Register Now!

“I have been receiving override checks on my teams production for the last few months and I only signed up one broker account. The residual income has been a great benefit to me and my family as I have since joined the full time ministry. This opportunity couldn’t have come along at a better time!”

– E. Nelson -
Mortgage Broker

Click Here to Secure Your Seat and Register Now!

“After generating over 700 broker leads in less than two months I knew that the CFPG business model was positioned for explosive growth. I’m really excited to be on board and look forward to a very bright future with this company.”

– S. Spencer -
Realtor/ Property Manager

Click Here to Register for Your Free Webinar Today!

Don’t miss this powerful presentation that will change your entire perspective on the loss mitigation industry and position you for long term success in the industry in just a few short weeks.

P.S.
Send this invitation to all of the heavy hitters in your database and let them know it’s time to start earning 20K+ per month again and let me do the rest!

P.S.S . Get first movers advantage by having them put your name down as the person that referred them to this event. You’ll be kicking yourself if they get referred by someone else…AND THEY WIILL!

YOUR SUCCESS STORY IS NEXT, JOIN OUR NEXT WEBINAR TODAY!

kylon Legitimate Loan Modification Opportunity

Kylon Trower
“Creating Financially Secure Families”

Client Testimonials I

Client Testimonials II

661-298-2104

Handling Objections to Loan Modifications Part II

By Kylon Trower · May 27, 2009 · Filed in Loan Modification · View Comments
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Loan Modification Testimonials I

Loan Modification Testimonials II

This is part II in the video series that answers the most pressing concerns for loan modification clients. This serves as a way to train our ever expanding loan modification team as well as a way to educate our future clients.  If you didn’t get a chance to hear loan modification video part I on how to overcome client objections for your loan modification, it’s not too late.

I did want to take some time to say a special Happy Birthday to my beautiful wife, Naomi Trower! Today is her birthday so make sure to send her a message on Facebook and/or Twitter and the comments below to encourage her!

zwani.com myspace graphic comments
Happy Birthday Graphic Comments

kylon California Foreclosure Prevention   8 Simple Steps To Saving Your Home

Kylon Trower
“Creating Financially Secure Families”
CEO Premier Homesavers Group
661-298-2104

Free Homeowner Report

Start Your Loan Audit NOW!

Handling Client Objections to Loan Modifications Part I

By Kylon Trower · May 26, 2009 · Filed in Loan Modification · View Comments
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I have provided this video for my rapidly growing loan modification team. We currently have 30 loan modification agents on our team and everyone is so excited by the overwhelming response from our clients. This video helps to provide our team with common answers to the most commonly asked questions from our clients in regards to loan modification.

I thought it would be great to provide this video here as well for those that have questions regarding loan modifications. This is also a great resource for those in the business that have clients with these same objections. This will help you to close your deals as well.  Be sure to check in tomorrow for Part II to Handling Objections to Loan Modifications.

kylon California Foreclosure Prevention   8 Simple Steps To Saving Your Home

Kylon Trower
“Creating Financially Secure Families”
CEO Premier Homesavers Group
661-298-2104

10 Free Loan Modifications

By Kylon Trower · May 11, 2009 · Filed in Loan Modification · View Comments
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ca loan modification w175 10 Free Loan Modifications

Wouldn’t you love to be a recipient for a free loan modification for your mortgage? Loan modification costs range from $2,500 to $6,000! I would say that this is a phenomenal savings. We have partnered with a non-profit organization that will choose 10 families here in California for us to work on their loan modifications. The great thing is that a family doesn’t even have to be behind in their payments to qualify for a loan modification.

We have had such a high success rate that we want to get the word out to the masses. The non-profit organization is offering us a large amount of their marketing budget to promote our services. I would say this is a great joint venture opportunity. We will be having a huge press release event next week that will kick off the event and choose the 10 lucky families. Stay tuned as we will report back the media exposure for our business and of course the results for the 10 lucky families.

Click the image below to find more about this loan modification program:

loan 10 Free Loan Modifications

kylon California Foreclosure Prevention   8 Simple Steps To Saving Your Home

Kylon Trower
“Creating Financially Secure Families”
CEO Premier Homesavers Group
661-298-2104

How To Prevent Foreclosure

By Naomi Trower · April 29, 2009 · Filed in Foreclosure, Loan Modification · View Comments
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foreclosure exit 250x128 How To Prevent Foreclosure

There are various solutions to help prevent foreclosure in this down economy. We would like to feature various foreclosure posts here at Passive Cash Mentors that can provide options for you.

How To Prevent Foreclosure

Loan Modification

Freeze Your Mortgage

Foreclosure Prevention Tips

Military Foreclosure Prevention

Please do not hesitate to call us to help you, a family member or a friend in need. We are more than happy to assist you and provide the best service that meets your need.

naomi How To Prevent Foreclosure
Naomi Trower
Real Estate Broker
“Creating Financially Secure Families”
Premier Homesavers Group
@NaomiTrower

Forensic Loan Audit & Loan Modification

By Kylon Trower · April 20, 2009 · Filed in Foreclosure, Loan Modification · View Comments
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magnifying glass Forensic Loan Audit & Loan Modification

When people look for a mortgage they rely on professional advice and the aid of a mortgage broker or lender. The loan process is complicated and most everyone places their trust in the professional that is guiding them through the process.

Unfortunately, many of these professionals placed thousands and thousands of borrowers in loans that they could not afford or in just down right exotic mortgages, that now have become extinct.

Predatory lending is a buzz word that is floating around a lot right now and for good reason. There are thousands and quite possibly maybe a million plus people that have mortgages where the Truth in Lending Act was violated, thus falling under the predatory lending statue. Many can stop foreclosure if they only knew what to look for and how to defend themselves.

Loan Document Audit

This service is a very specialized and imperative in identifying if a borrower is a victim of predatory lending. We review all loan documents and perform a thorough investigation for miscalculations and to determine if the loan terms are accurate, truthful, and met the requirements of the applicable federal statutes.

Our #1 goal is to determine whether there were violations of federal law. If these violations are found, then the borrower may be eligible for complete relief of the predatory loan. This is know as a loan rescission. Meaning the lender takes back the “predatory loan” and awards or credits back to the borrower all interest made on payments thus far, loan origination fees, all applicable lenders fees, penalties and attorney’s fees.

This can be done by means of a loan modification or a new affordable loan. This allows the borrower to get a new loan with a smaller principle, meaning that the mortgage can be affordable and non-predatory.

Forensic Loan Document Audit

* Complete client interview and all applicable parties
* Complete loan document and disclosure audit by 30 year underwriting and fraud and compliance mortgage professional
* Truth in Lending Act (TILA) and Real Estate Settlement & Procedures Act (RESPA)
* Reverse engineering of your loan terms and Annual Percentage Rate (APR) for possible TILA violations
* Complete 10 page report with violations and findings

Constructive Fraud

Material facts include the terms of the loan, whether there is a prepayment penalty, or any other information which a reasonable borrower would want to know before accepting the loan. Did the broker or loan officer or anyone working for the broker or loan officer fail to disclose any material facts to the borrower?

Fraud and Negligent Misrepresentation

Were any representations, statements, or comments, written or oral made by the loan officer, broker, notary or anyone else which contradicted the terms of the documents?

Negligent Misrepresentation

When a mortgage professional makes errors which a reasonably diligent mortgage professional would not have made, he or she may have made a negligent misrepresentation.
Breach of Contract

The note and its attachments are a contract. The broker must follow all the terms of the contract such as the way the interest is calculated, and the penalties it assesses. Were there any terms in the contract which the lender failed to follow?

Loan Audit Report

* Results report of all factual findings of the forensic audit
* Any and all applicable federal law violations
* The real terms of your loan
* Outline of hidden fees and/or commission earned by your broker or lender
* A complete assessment so you can pursue possible legal claims against your broker and/or lender

Click here for details about our forensic loan audit and modification solution.

Click here to review a sample of a complete forensic loan audit report.

Click here to review the forensic loan audit and loan modification agreement.

Here are some various loan options available for you:

Short
Payoff

Loan
Modification

Home
Solutions

Short Sale

Risk

High

Low

Low

Moderate

Success
Rate

Moderate*

High

High

Moderate

Create
Equity

Yes

No

No

No

Credit

Repairable

Repairable

Repairable

Repairable

Keep
Home?

Yes

Yes

Yes

No

Other

Sell/Refi
12 Months

Acceleration
Clause**

Sell/Refi/Mod
3-10 Years

1099-C***

Feel free to call and discuss the best option for you.

kylon California Foreclosure Prevention   8 Simple Steps To Saving Your Home

Kylon Trower
“Creating Financially Secure Families”
CEO Premier Homesavers Group
661-298-2104